Early old-age pension from 57 or 60

The early old-age pension can be awarded from the age of 57 or 60.

Entitlement to an early old-age pension is subject to:

• the age condition and
• the qualification period.

The early old-age pension (PVA - Pension de vieillesse anticipée) can be payable from the age of:

• age 57, if the insured person has completed 40 years of compulsory insurance periods;
• age 60, if the insured person has completed a qualification period of 40 years of compulsory insurance periods, voluntary insurance periods, retroactive purchase of insurance periods and/or additional periods, including at least 10 years of compulsory insurance periods, voluntary insurance periods and/or retroactive purchase of insurance periods.
  • From 1 July 2026, this 480-month period at the age of 60 must be extended by full months of contributions. The number of additional months of compulsory or voluntary insurance required depends on the year in which the insured person both reaches the age of 60 and completes the required 480 months of insurance.

The 480-month period referred to above is not to be extended in cases where entitlement to a pension arises following a period of early retirement compensation for shift workers and night workers, or following early retirement adjustment.

It also does not apply if the insured person has completed 40 years of compulsory insurance periods.

The qualification period may comprise periods spent in different countries. These periods are not limited exclusively to periods in Luxembourg.

The pension is not awarded automatically, even if you meet all the eligibility criteria. You must submit a pension application.