Family situation

The impact of a marriage or partnership depends on the type of pension you receive:

• a personal pension (old-age, early old-age, invalidity),
• a survival pension,
• an orphan pension,
• a divorced spouse's or former civil partner's pension.

Personal pension:

Are you receiving an old-age pension, an early old-age pension or an invalidity pension?

Your pension is a personal entitlement and the gross amount of your pension is not affected by marriage or partnership. Tax deductions are adjusted according to your situation to calculate the net amount of your pension.

Survival pension:

Your survival pension is suspended from the month following your marriage or partnership. It is then bought back at a rate of five times the annual amount paid. If you are over the age of 50, the buy-back rate is three times the annual amount paid.

You are once again entitled to a survival pension if:

• you divorce or annul your partnership
• your spouse or partner dies.
  

Orphan pension:

Except in the case of studies, the orphan pension is cancelled from the month following the marriage or partnership.

Divorced spouse's or former civil partner's pension:

Entitlement to a personal pension is not affected by divorce or the end of a partnership.

If the divorced insured person (or former civil partner) was in receipt of a survival pension prior to the start of the dissolved marriage or the dissolved partnership, entitlement to the survival pension is reinstated from five or three years respectively after the new commitment.

Entitlement to a personal pension is not affected by divorce or the end of a partnership.

Cohabitation does not affect the amount of your personal pension.

A de facto separation has no effect on the amount of your personal pension.