From gross to net

The gross amount of the pension is subject to various deductions. The net amount of the pension is the result of these deductions.

How much is deducted from my pension?

The deductions made from your pension depend on

  • your family situation,
  • the gross amount of your pension and
  • any liabilities subject to compulsory collection.

In principle, the following deductions will be made:

  • the health insurance contribution
  • the contribution for long-term care insurance
  • annual subscription to professional chambers
  • tax due according to the pension scale.

A tax credit for pensioners or other tax credits may be added to the net pension amount.

In the event of enforced recovery of debts owed by the pension holder, the following are also possible:

  • deductions made as part of the enforced recovery of debts from third parties, in principle private companies
  • deductions for pensions wrongly paid by the CNAP
  • offsetting debts owed by the pension holder to other social security institutions
  • offsetting debts owed by the pension holder to international institutions.
For more details: Statutory deductions from pensions

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