Additional periods

Additional periods differ from insurance periods in that they are not covered by contributions. They do not have the same value in terms of being taken into account for the purposes of fulfilling the qualifying conditions and calculating pensions.

Additional periods are only taken into account insofar as they are not otherwise covered by a Luxembourg or foreign pension insurance scheme.

The additional periods are as follows:

1. Periods during which the person concerned received an invalidity pension under the general scheme.

2. Periods recognised as education or vocational training, not compensated between the ages of 18 and 27.

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Periods of study and vocational training are taken into account if the person concerned has

  • attended a public or private secondary, higher or university education establishment, in Luxembourg or abroad, for general or vocational courses
  • taken adult evening classes in secondary or technical education
  • completed a work placement provided for in the programme of study and required in order to obtain the diploma concluding the said studies.

The following are deemed to be studies

  • annual holiday periods, including those consecutive to the school year,
  • interruptions to studies for health reasons,
  • at the end of studies, the period between the end of the school year and the following 31 October.

The person concerned must provide proof of periods of study and training, in particular by means of diplomas, study certificates or apprenticeship certificates. Statements made by the applicant, even those made under oath, are not accepted, nor is proof provided by witnesses.

3. The waiting period imposed on the young job applicant before the date of entitlement to full unemployment benefit.

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Unemployment legislation stipulates that young people who are unemployed at the end of their training must be registered as a job applicant for 26 weeks before they can receive unemployment benefit. In principle, this registration must take place before the age of 21. However, if the person concerned has undergone extended training, this age is raised to 23, 25 or 28 respectively, depending on the length of the course.

It should be noted that the periods in question must have occurred after 1 July 1976, the date on which the legislation creating an employment fund came into force.

4. Periods spent raising one or more children under the age of 6 in Luxembourg. The total of these periods may not be less than 8 years for 2 children and 10 years for 3 children. For children with a physical or mental disability, the age is raised to 18.

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The mother is presumed to have taken account of periods of upbringing. However, the father may prove otherwise:

  • if custody of the child has been entrusted to the father,
  • if the mother had a professional occupation while the father did not,
  • if the father lived alone with the child,
  • if both spouses were working at the same time and if the father had the lower professional income and, secondarily, if he was younger.

Proof can only be provided up to the expiry of an insured risk on the part of one of the spouses.

The child's disability is assessed in accordance with the rules set out in the legislation on family allowances.

The minimums apply in the case of multiple births (e.g. twins) and the birth of two children within an interval of no more than two years. In the latter case, the period must also be dated from the birth of the first child.

Example:

Considering a couple who have had two children
Date of birth of the children:
25.01.1970 and 27.10.1971

Taking into account child-raising periods:
1st phase 25.01.1970 - 25.01.1976
2nd phase 27.10.1971 - 27.10.1977
= 7 years, 9 months, 2 days
Minimum for 2 children = 8 years


Observation:

Assuming that in the example chosen there was a third birth on 1 January 1979, all the children should be taken into account when applying the minimum. The period of 7 years and 9 months is therefore increased by a further period of 6 years (01.01.1979 - 01.01.1985), giving a total of 13 years and 9 months. Considering that the guaranteed period for bringing up three children, which amounts to 10 years, has been exceeded, the minimum rule no longer comes into play.

5. Periods of self-employment in Luxembourg exempt from contributions due to lack of resources before 1 January 1993.

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These are periods exempt from the payment of contributions in the agricultural, self-employed and liberal professions when the resources of the persons concerned were less than the minimum social wage.

6. Periods of self-employment in Luxembourg prior to the creation of the respective pension schemes or periods exempt from compulsory insurance. The total of these periods may not exceed 15 years.

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These are periods of agricultural, self-employed or liberal profession activity prior to the introduction of compulsory insurance, i.e.:

  • agricultural activity as the main occupation or as an assistant before 1 October 1956,
  • agricultural activity carried out before 1 March 1974 by a wife whose husband was enrolled with the agricultural health insurance,
  • agricultural activity carried out before 1 January 1987 by a person running a 15-hectare business and whose spouse had a main occupation other than farming,
  • craft activity carried out as a main occupation before 1 June 1951,
  • craft activity carried out as an assistant before 1 August 1965,
  • commercial activity carried out as a main occupation or as an assistant before 1 February 1960,
  • craft or commercial activity carried out as spouse's assistant before 1 July 1974,
  • professional activity as a main occupation or as an assistant before 1 September 1964.

Periods exempt from contributions under former employee schemes

  • sickness days prior to 1 August 1974 under the salaried employees' scheme
  • periods of activity in the public interest as a member of a religious association in Luxembourg before 1 August 1974.

7. Periods from 1 January 1990 during which an insured person provided care to a person receiving care allowance, a special allowance for severely disabled persons, an increase in accident allowance for infirmity or an increase in the guaranteed minimum income (RMG) supplement.

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The periods in question are taken into account in the insurance record of a person who provides care for a person who cannot survive without the assistance of a third party. In some cases, they constitute an extension of the child-raising periods for one of the parents in respect of care given to children aged over 18 suffering from a physical or mental disability.

8. Periods of activity subject to insurance under the legislation of the country of origin of persons who were granted political refugee status before acquiring Luxembourg nationality, provided that they are excluded from receiving benefits under any international or foreign scheme.

9. The periods during which disabled workers aged 18 and over could not be employed in a sheltered workshop before 1 June 2004.

In the event of superimposition, the rules for additional periods are as follows:

Superimposition of different categories of additional periods.

For a given calendar month, two or more categories of periods cannot overlap. In this case, the period in question is only taken into account once.

Additional periods superimposed on compulsory insurance periods completed in Luxembourg or abroad.

Additional periods cannot be taken into account unless they are otherwise covered by a Luxembourg or foreign pension scheme. It must be noted that compulsory insurance periods always take precedence over additional periods.

Full-month accounts

Additional periods are counted per calendar month. A fraction of a month counts as a whole month when it comprises at least 10 calendar days. Otherwise it is disregarded.

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