Calculation of gross pension

The old-age pension or early old-age pension consists of

• an element relating to insurance duration, fixed increases, and
• an element relating to contributions paid, proportional increases.

Time element: fixed increases

Fixed increases are granted according to the pension insurance duration.

To calculate this duration, the years of compulsory insurance, voluntary insurance, retroactive purchase of insurance periods and additional periods are taken into account, up to a maximum of 40 years.

Contribution element: proportional increases

Proportional increases are granted on the basis of pensionable income taken into account during the insurance record.

An end-of-year allowance is granted to people who are entitled to a pension on 1 December of the calendar year and as long as certain conditions for the financial stability of the general pension scheme are met.